The unfortunate reality is that many people end up having a bad credit record or being blacklisted after not making payments to accounts, loans or other finance on time or defaulting. Once you have a poor credit rating it becomes much more difficult to be able to apply for loans, get vehicle finance, new cell phones on contract and many other necessities of life. Don't waste any more time searching all over the internet for blacklisted loans, blacklisted cellphones on contract, debt relief or blacklisted vehicle finance or risk using a loan shark in South Africa. Keep reading for a list of companies that offer finance options even with a low credit score. Don't forget we have other finance options available on the website and please visit the Loans page for more choices, so keep reading and apply online now.
Searching for a loan and not getting one? If you have a poor credit rating then in most cases you will not get approved by lending companies. ezCASH offer a free service to help you find cash loans of up to R150 000 even if you have bad credit. Working with multiple lending companies in South Africa, all registered with the National Credit Regulator, you are guaranteed fast and efficient service as well as responsible lending practice and easy to understand fees. During office hours you could get your loan application approved the same day and you money paid soon afterwards. You can use your loan for debt consolidation, to renovate your home or buy something you want or need. Why waste any more time searching for a cash loan in South Africa when they may be able to help you, apply today @ www.ezcash.co.za
If you are getting declined when you apply for loans it may be as a result of your credit rating or being unemployed. If you have very bad credit you will not get approved for unsecured loans or other finance and a secured loan using assets that you own as collateral may be another option to consider. Lamna offer a range of options for legal secured loans in South Africa with no credit or employment checks required. You can loan against any assets of value that you own which are fully paid including vehicles, property, gold, diamonds, jewellery, art, antiques, luxury watches and yachts or boats. Simply complete a short enquiry form and a consultant will contact you to make a loan offer. If you would like to proceed with the loan you will need to take your asset(s) in to an office around the country for an assessment. Your goods will be stored securely until the loan is repaid in full plus interest or sold if you do not repay the loan. If you are not able to get a loan from other sources then why not apply today @ www.lamna.co.za
Not being able to get finance can be very difficult and if you need a new cellphone, tablet or laptop on contract and have credit problems then you will most likely be rejected when you apply. This makes your life more difficult and Get Cellphone Deals is here to help and offer a range of new phones and tablet PCs on contract from a major service provider in South Africa, even if you are blacklisted, have a bad credit rating or have been declined when you previously applied yourself. Please note range and availability of devices and bundles does vary and once you have applied a consultant will be in contact to discuss your options. Forget struggling with an old phone and paying high prepaid call rates when you don't have to. Why not complete the simple online application form, see if you qualify and get a new device if you need one, apply now @ www.getcellphonedeals.co.za
If you are not getting approved for loans or other finance when you apply it will most likely have something to do with your credit rating. Every South African is entitled to a free credit report once a year and if you do not know your credit score then it may be a good idea to find out what it is. Credit Report SA is here to help anyone get access to their basic credit profile for free even if you have already accessed your free credit report once this year. Simply complete the short online form and you will be able to view your basic score, if you would like a more detailed report this can be requested though there is a fee attached. Don't go without knowing what your credit score is when you could get it for free, get your credit score now @ www.creditreportsa.co.za
Not having a car for transportation can be very difficult and if you have a bad credit rating or are blacklisted it will be almost impossible to get finance for a vehicle. We are here to help and if you have credit problems or are blacklisted and need a car simply apply at Easy Car Finance and a consultant will be in contact to try and help you get behind the wheel. Whatever your credit situation if you are permanently employed and earning a salary they may be able to help you with bad credit car finance for both new or used vehicles. Don't struggle with no car when you may qualify for vehicle finance even with bad credit, apply online now @ www.easycarfinance.co.za
Not enough money to buy the things that you want for your home or business? An RCS Card could be the option that you are looking for and offers credit which you can spend on whatever you like at partner stores around the country. Backed by the RCS Group the card and account has a lot of benefits including a revolving credit facility of 24 or 36 months, additional cards for friends and family, customer protection insurance, SMS notifications, access to cash is needed and up to 55 day interest free. To apply you will need to be over 18 years of age, earning a salary of R1 000 or more with a South African ID document, bank account, contact number, email address as well as 3 months bank statements or payslips if requested. Don't go without the things that you need when you could buy them online or in-store around the country, apply now @ www.rcs.co.za/cards